Our Commitment to You For individually managed accounts, clients work directly with the owners of our company. We spend the commensurate time to ensure we understand your objectives, risk tolerance and service needs. In addition, we spend the necessary time to involve you in our thought process and make you aware of our ongoing philosophy. A lifelong relationship with an investment-management firm ensures that your financial condition is monitored on a regular and personal basis. We meet with clients upon request. Periodically, we may discuss the portfolios or market conditions with clients. As we work with you we improve our understanding of your needs, expectations, objectives and goals, thereby enabling us to recommend customized solutions to your particular situation. This personalized service provides a comprehensive and profitable investment portfolio. We do not provide financial planning services, but we provide feedback to you based on our intimate knowledge of your personal situation.